Letter to the Editor:
There has been a lot of negativity going around regarding the Affordable Care Act..aka ObamaCare. I would like to present another slant on the subject by relating my personal story.
In 2001, while living in Arizona, I was widowed. I made the decision to return to Iowa to care for my aging parents. Being proactive heathwise and since heart disease runs in my family, I opted to have a calcium scoring test. The results showed a small amount of plaque which caused NO problem and required NO treatment. I had no other health issues.
I tell you this so you will know how insurance companies work....or, thank God,... used to work.. I was denied insurance coverage over and over because I MIGHT (their word!) have a problem in the future. (Mind you, I was going to be on Medicare in a few years so we were not talking decades of "risk" on their part.) Finally, I found an insurance company that WOULD insure me. Of course the premiums were about 1/2 of my meager income. Oh, and when I actually submitted claims, I was told that there was a $1000 (one thousand) deductible PER DIAGNOSIS! That was a minor detail the agent neglected to relay to me! It was a junk policy, but that was all I could get.
So...am I happy for the reform that is happening? YES, I AM!
Do I wish it was around 10 years ago? YES, I DO! My story is not nearly as bad as many hundreds or thousands. I did not have any major illnesses. I did not go bankrupt because of medical bills like so many have. My life was never on the line due to lack of insurance. And I never had to decide whether to buy medication instead of food.
I do not know this for a fact, but my guess is that most who are against the reform going on have never had major insurance issues and cannot see past party politics.
I pray that the glitches get worked out and that FINALLY the lower income people of this country have a chance to get decent health care coverage which is in the best interest of all our citizens Think pandemic!