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Tama County employees do contribute toward their own health insurance plan


September 10, 2012
By John Speer - Editor , Toledo Chronicle, Tama News-Herald

A report of the Tama County Farm Bureau Candidate Forum in Tama which appeared in the Aug. 31 issue of The Tama News-Herald said none of the three candidates for Tama County supervisor posts was calling for county employees to participate in paying a portion of their health insurance premiums.

None of the candidates advocated this.

However, it was learned last Friday the vast majority of employees not covered by labor union contracts do indeed contribute toward their health insurance according to Susan Jones, county insurance administrator.

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A total of 76 non--union, full-time county employees spent a combined amount of $21,180 on health insurance out of their own pockets in fiscal 2011-12 according to the Tama County Treasurer's Office.

Eight employees opted not to buy-down the deductible according to county records.

A payment of $30 monthly enabled employees with family plans to reduce their deductible from $1,000 to $500. A payment of $15 monthly resulted in a reduction from $500 deductible to $250 for single employees.

The 30-some road department employees and up to 10 E911 dispatchers who are union members are not eligible to participate in the deductible buy down.

In fiscal 2011-12 the county had a total of 122 full-time employees. This includes three at the landfill and two in economic development which are technically employed by separate county commissions but whom are offered county health insurance coverage.

Premium costs to the county were $1,204 monthly for the family plan and $554 for single coverage in 2011-12.

Last year Tama County paid a total of $1,748,640 into its self-funded health insurance coverage plan for this employee health coverage.

A total of $1,737,885 was paid out for re-insurance and claims.



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